Keeping a marriage needs commitment from both husband and wife to make it work. But, no matter how they are avoided, marital problems arise to threaten the union. Some couples are equipped with relationship skills, others are not. With the alarming rise in number of marriages that end in divorce, counseling and relationship therapy is seen as a solution by couples who are ready to give their marriage another chance.

Deciding to seek a therapist to intervene and rescue your relationship is something that cannot be equated with any cash value. However, the idea of counseling to save a marriage entails some cost. This is why it helps to have an insurance that covers counseling.

Insurance Benefits for Family Counseling

Many therapists recognize the importance of treating marital problems with the family environment in context. From the vantage point of insurance, family counseling exists to help reduce the symptoms for family members diagnosed with psychological disorders.

Most insurance companies cover the costs of counseling only when the counselor has diagnosed you or your spouse as suffering from a psychological issue such as anxiety and depression. These are distressing conditions that can cause trouble in a marriage or be the result from trouble in a marriage. During counseling sessions, both couples can come together so that the marital issues can be addressed and managed. Family counseling has been an effective treatment to resolve issues between couples, oftentimes resulting to the decrease or disappearance of the afflicted spouse’s symptoms. Family counseling can significantly change a couple’s perspective so they end up working together in restoring their relationship.

Marriage Counseling in Insurance Terms

It’s easy to be frustrated when you inquire whether or not your insurance will pay for marriage counseling. In most likelihood, you’ll be met with a “no” as an answer. Technically, people are the ones insured, thus it disqualifies marriage counseling in which neither you nor the spouse is the client, but your “relationship.”

On the other hand, it would be a positive reply when you ask the same person if your insurance covers family counseling. Insurance companies tend to easily label “marriage counseling” or “couples therapy” when spouses seek therapy together, so they say “no” when you use that term.

It is important to note that what happens between couples during the sessions is usually referred to as the result of “marriage counseling” as far as the general population is concerned, but insurances still view it as “family counseling”.

Meeting the Criteria for Insurance Coverage

Many people are inclined to seek therapy when symptoms of depression or anxiety are already interfering with the couple’s life and the lives of the family members. While this meets the criteria required by insurance, health experts believe it is not necessary to sit and watch while problems cause havoc on the family ties. By the time you’ve finally come to the decision to seek family counseling, the issues may have seriously impacted your relationship to such a great extent that issues may not be happily resolved.

Think of the benefits of acting early to seek marriage counseling. It’s your best approach to protect your most profound treasures: relationship and family. We at Carolina Counseling Services – Fayetteville, NC believe that getting help on time can effectively help restore marriage and family relationships. Our services are available anytime you call to request an appointment.