Will your Insurance Pay for
Marriage Counseling?

It’s not cheap to seek marriage counseling, but for couples eager to give their marriage another shot, it’s worth investing in. Often interchangeably referred to as couples counseling, this form of talk therapy is sought by couples desiring to resolve marital conflicts and get help to improve their relationship. When counseling is required or necessary, it is advantageous to have an insurance to cover the cost of seeing a therapist.

Claiming for Insurance

Generally speaking, insurance does not pay for marriage counseling, but most insurances pay for “family counseling”. It is a fact that many issues are easier to treat when they are managed within the context of a family setting. In most cases, family counseling that involves marital issues, depression, alcoholism, sleep disorder, anxiety, etc. takes less time to be resolved. When the client’s spouse takes an active part in addressing and resolving the issues, the session is often referred to as marriage counseling.

Married couples should keep in mind that most insurances cover family counseling if a family member has symptoms that meet the criteria for a diagnosis, such as depression, anxiety, adjustment issues, and many more. A bounty of research suggests that staying in a distressed relationship makes the couple more susceptible to these real illnesses. Counseling is often resorted to alleviate the symptoms and improve the relationship. It also helps the spouse exhibiting emotional and behavioral symptoms to get back on course to function normally in life. A professional marriage counselor may certify that such counseling is a medical necessity and it is qualified for insurance reimbursement.

Proceeding with Marriage Counseling

Sometimes couples experiencing marital distress can’t get help because of financial problems. It’s a sad reality when money becomes a barrier to the type of counseling needed to save a relationship. The good news is that if you or your spouse has health insurance, you can use it to pay for counseling, as long as it is a medical necessity (symptoms meet criteria for a diagnosis) for one of you.

Carolina Counseling Services – Fayetteville, NC, is an insurance friendly practice that is happy to help anyone who is having issues within their marriage/family that may be contributing to their distress. It’s part of our commitment to restore your hope for your marriage. Call now and make an appointment.