All counseling agencies implement certain procedures around payment for services offered and rendered. Despite being a complex subject between therapists and clients, money is an important parameter that defines the therapeutic relationship between the two parties. Thus, the fees and the manner how fees are arranged as payment are vital not only in running the counseling business, but also in outlining the nature of the therapeutic process.

If you’re deciding to get counseling services for whatever emotional or psychological crisis you’re currently in, the first thing you want to know is the type of payment accepted by your preferred therapist. Generally, your insurance company will pay for most of the costs. But, what if you don’t have any policy or opt not to use your insurance?

At Carolina Counseling Services in Fayetteville, NC, our independently contracted counselors are flexible and sensitive when it comes to the payment issue. Part of the ethical practice is to discuss and educate the client before the start of the therapy session about the different fee arrangements and their meanings.

Acceptable Payment Scheme

• Credit Card: Using your credit card as payment allows you to have access to health care that would otherwise be impossible if you lack cash or don’t have a checking account. Many independently contracted therapists who work with Carolina Counseling Services in Fayetteville, NC directly accept credit cards from the client.
• Health Savings Account (HSA) – This tax-advantaged medical savings account is for American taxpayers enrolled in high-deductible health plan. It’s like a personal savings account, but the money can only be used to pay for qualified health care expenses, including the services of certified therapists. HSA can be used to pay for your own medical expenses or for your spouse and other dependents even if the person is not included in your HDHP.
• Flexible Spending Account (FSA) – Also known as a flexible spending arrangement, the FSA is a special tax-free account that can be used to pay for certain out-of-pocket health care expenses, including copayments and deductibles. A portion of your income is set aside and combined with the optional share of your employer up to $2,500 a year.

Carolina Counseling Services makes available various services that used to be inaccessible to people due to lack of payment options. Today, the presence of many means to pay for the services sought such as credit card, HSA, and FSA bring therapy to many individuals like you. Our therapists are open and flexible to accommodate and implement changes in the previously agreed fee arrangements in the event of unexpected financial difficulties like unemployment or illness.

Regardless of how you pay, you will receive the same quality treatment from the therapists at Carolina Counseling Services – Fayetteville, NC. Similarly with clients using health insurance and managed care policies, you will not be required to get a doctor’s referral. Just make a call to request an appointment so we can provide the help you need on time.

Related Articles:

• The Advantages of Using a Credit Card to Pay for Therapy