We are Pleased to Help NCHC Recipients!
It is often assumed that childhood is a period of carefree bliss. A number of studies, however, show that as many as 20 percent of American children – almost 11 million - have one or more diagnosable emotional or behavioral conditions, such as depression, anxiety, and disruptive behavioral disorders. Evaluation and treatment of the symptoms are more complex than that of adults, requiring the services of a competent counselor.
It has been noted that many of these children do not or will not receive the appropriate emotional care or intervention they need. One of the principal reasons is they are not covered by health insurance, like many youngsters in the United States. And if they are covered, their plans usually have high deductibles and limited benefits.
As a parent, you may lament your inadequacy to provide coverage for your child. Your employer-sponsored plan may not also be enough to include a comprehensive health care for your child or children. This is not a simple concern; being uninsured is one of the risk factors for adverse health outcomes.
Affordable Health Insurance Program for Many Children who do not Qualify for Medicaid
If you are a resident in the state of North Carolina, there’s no need to despair if you your children’s health coverage isn’t as comprehensive or if your children have no health coverage at all. North Carolina Health Choice (NCHC) has a program that can meet or supplement the insurance needs of a young ward from a less financially endowed family. It provides overall health insurance and covers counseling for children ages 6-18 at an affordable cost.
North Carolina Health Choice is a state-supported Medicaid health insurance program for children who qualify. It is a free or reduced-cost all-inclusive health coverage program offered to children coming from low-income families who exceed the income level to qualify for regular NC Medicaid benefits. Its ultimate goal is to reduce the number of uninsured children in the state.
If your family has an income that is too high for Medicaid coverage, but does not earn enough to afford private or employer-sponsored health insurance, your children, whose ages range from 6 to 18 years, may qualify for NCHC. Find out if your child qualifies by visiting
NC Health Choice provides a full package of health care benefits for children of families whose income is above 100 to 200 percent of the federal poverty level. The health insurance plan covers not only hospitalization, but also out-patient care for services, including counseling. To qualify, the child must have, among others, emotional or behavioral disorder that persists and interferes with the child’s daily routine.
After evaluation, the NCHC providers, who are also Medicaid providers, will determine if special health care services are needed. In effect, additional therapy services, personal care services, or durable medical equipment not fully covered under the basic Health Choice program may be received without applying separately to avail the additional services.
Recognizing the Need of Your Child for Counseling
The emotional wellbeing of your child is equally important as his or her physical health. A sound emotional health is important for your child to develop and grow into a well-rounded, healthy adult with the resilience to handle life challenges. There can be things or events that may trigger emotional and behavioral issues in a child. Changes such as moving home or school or the birth of a new baby in the family can cause emotional turmoil, which your child may find difficult to manage.
If you are overly concerned why your child is acting odd, it is best to seek help from a professional who can determine if the symptoms represent some of the more common signs of psychological distress in children. For example, your child’s hostility and defiance may be a
manifestation of oppositional defiance disorder (ODD), or the unexplained wounds or scars on your child’s body could be red flags that he or she has a
self-harming tendency. If left untreated, the episodes may get worse as their symptoms take a downward spin.
The Support That Your Child Needs
Once you suspect your child is emotionally distressed and it is being manifested in their behavior, don’t hesitate to seek the special care they deserve. The realization that your child’s behavior needs professional attention may be painful, even frightening. But, it can be a comforting thought that, with North Carolina Health Choice, counseling is within reach for your child.
When looking for someone to turn to once you’ve made a decision, the first step is to request an appointment with Carolina Counseling Services in Fayetteville, NC. There are independently contracted counselors who are NCHC providers, offering promising treatment for childhood emotional and behavioral concerns, such as
child behavior problems at home and
sleeping problems, and more. Whatever symptoms your child is experiencing, your CCS counselor can be trusted to provide the services and treatment to help your child.
Since a DR referral is required for NCHC recipients, CCS in Fayetteville, NC will assist you on how to do this. Just call now to request an appointment.
We can help!
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